Investors usually have mixed feelings about cash. In bull markets, cash is shunned whereas in volatile bear markets, when equities and bond prices are falling, it can be looked on as a safe heaven and ready liquidity. Attempting to successfully time your re-entry into markets can be challenging even for professional fund managers. Fund managers…

The start of the financial year is always an excellent time to take stock of your current situation and visualise where you’d like to be in the future. It’s fair to say this year hasn’t been ‘business as usual’! While no-one could have predicted the first six months of 2020, nor want to repeat them,…

Not all Australians are fully aware of the importance of having a will in estate planning. In fact, research shows that approximately 45% of Australians* die without a will, a situation that is termed as ‘intestate’. The word intestate is derived from the Latin word intestatus meaning a person who passes away without a will….

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