In this Issue: New Stonehouse Office Locations The Loan Market is Changing What our Team are up to for the Holidays… Download newsletter to read more:

While the decrease in variable interest rates over the last few years have been good news for all homeowners, a recent study indicates that the real winners are those who are willing to make the switch. The RBA have recently released a report outlining the cost of remaining loyal to your bank.   The findings…

In this Issue: Scholarship Winner Driven by Desire to Help Others The Importance of Total and Permanent Disablement (TPD) Cover Surgery Delivers Dignity & Hope Download newsletter to read more:

Preparing your individual tax return is a somewhat complicated process since you need to consider multiple sections such as income, deductions, gains/losses, tax offsets, and Medicare levy. One area that can cause some confusion is the deductions section and it even gets more complicated when you’re claiming work-related expenses. Whether you’re preparing your individual tax…

There is a much-debated topic in the world of credit, it’s one that has been increasingly thrust into the spotlight in the last few years. Should you repay your loan using principal & Interest (P&I) repayments or Interest Only (I/O) repayments? I have met more than my fair share of clients over the years who…

Interest rates for Interest Only (I/O) mortgages have increased in the last 3 to 6 months by an average of 0.55% across the big 4 Australian banks and even more by a lot of 2nd tier lenders. Compounding the problem for many, interest rates for Investors have also increased by an average of 0.58% (average…

The end of financial year is always a busy period for individuals and businesses as they scramble to get their affairs in order before the June 30 deadline. Here are some tips to maximise your tax savings and add some value to your circumstances and some traps to avoid in the weeks leading up to…

Are you thinking of renovating your house or property? Renovating a property is more than just a pure financial decision. It can have significant implications not only for your cash flow, but also for your lifestyle. So before you get things rolling, pause and make sure you’ve considered everything. To help make renovating worry-free and…

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